|
| statistics |
Updated on May 13, 2008
|
| Bank/Credit Union |
APY |
Balance Cap |
Link to Account Review |
| Alabama |
| Noble Bank & Trust |
6.01% |
$25,000 |
initial rvw: 02/18/08 |
| M&F Bank |
5.25% |
$25,000 |
initial rvw: 04/14/08 |
| Keystone Bank |
5.15% |
$25,000 |
initial rvw: 04/20/08 |
| First Community Bank |
5.01% |
$35,000 |
initial rvw: 04/17/08 |
| Citizens Bank |
4.41% |
$25,000 |
updated rvw: 03/27/08 |
| Bancorp South |
4.00% |
$30,000 |
updated rvw: 05/13/08 |
| Arizona |
| Arizona Bank & Trust* |
6.01% |
$20,000 |
updated rvw: 04/18/08 |
| Credit Union West |
5.01% |
$25,000 |
updated rvw: 03/05/08 |
| First Credit Union |
4.01% |
$25,000 |
updated rvw: 05/04/08 |
| Arkansas |
| Focus Bank |
6.01% |
$25,000 |
initial rvw: 12/10/07 |
| First National Bank of Wynne |
6.01% |
$25,000 |
initial rvw: 04/20/08 |
| United FCU |
6.01% |
$25,000 |
initial rvw: 05/04/08 |
| First National Bank |
5.09% |
$25,000 |
updated rvw: 03/27/08 |
| Heartland Community Bank* |
5.06% |
$30,000 |
updated rvw: 04/09/08 |
| Bank of Little Rock |
5.01% |
$25,000 |
updated rvw: 04/20/08 |
| The Bank of Fayetteville* |
5.01% |
$50,000 |
updated rvw: 02/11/08 |
| Parkway Bank |
4.51% |
$25,000 |
updated rvw: 02/27/08 |
| First Arkansas Bank & Trust * |
4.44% |
$50,000 |
updated rvw: 02/02/08 |
| Bancorp South |
4.00% |
$30,000 |
updated rvw: 05/13/08 |
| California |
| State Center Credit Union |
6.02% |
$25,000 |
initial rvw: 01/08/08 |
| National 1st Credit Union |
5.01% |
$50,000 |
initial rvw: 03/04/08 |
| Community West Bank |
5.00% |
$25,000 |
updated rvw: 03/31/08 |
| Sacramento Credit Union |
4.51% |
$25,000 |
updated rvw: 04/18/08 |
| Hanmi Bank |
4.05% |
$25,000 |
initial rvw: 03/20/08 |
| Provident Credit Union* |
4.01% |
$25,000 |
updated rvw: 04/01/08 |
| Southland Credit Union |
3.00% |
$50,000 |
updated rvw: 03/31/08 |
| Colorado |
| New Frontier Bank |
6.26% |
$50,000 |
initial rvw: 02/09/08 |
| Bank of Choice |
6.03% |
$35,000 |
initial rvw: 01/21/08 |
| The State Bank |
5.10% |
$25,000 |
initial rvw: 04/22/08 |
| 1st SouthWest Bank |
5.01% |
$25,000 |
updated rvw: 02/08/08 |
| Integrity Bank & Trust |
5.01% |
$50,000 |
initial rvw: 03/12/08 |
| Home State Bank |
4.56% |
$25,000 |
updated rvw: 05/09/08 |
| Air Academy Federal Credit Union |
4.50% |
$50,000 |
updated rvw: 05/09/08 |
| Connecticut |
| First New England Federal Credit Union* |
6.01% |
$25,000 |
updated rvw: 02/19/08 |
| Florida |
| Dade County Federal Credit Union |
6.15% |
$25,000 |
initial rvw: 02/28/08 |
| TriStone Community Bank |
6.05% |
$25,000 |
updated rvw: 05/13/08 |
| Florida Central Credit Union |
6.01% |
$25,000 |
initial rvw: 11/08/07 |
| Eastern Financial Florida Credit Union |
6.01% |
$25,000 |
initial rvw: 02/03/08 |
| M&F Bank |
5.25% |
$25,000 |
initial rvw: 04/14/08 |
| Power Financial Credit Union |
5.01% |
$25,000 |
updated rvw: 04/02/08 |
| First Federal |
4.26% |
$25,000 |
updated rvw: 04/02/08 |
| Montgomery Bank |
4.01% |
$25,000 |
initial rvw: 04/07/08 |
| Bancorp South |
4.00% |
$30,000 |
updated rvw: 05/13/08 |
| Premier Bank |
3.51% |
$50,000 |
updated rvw: 04/05/08 |
| First Commercial Bank of Florida |
3.50% |
$250,000 |
updated rvw: 03/27/08 |
| Tyndall Federal Credit Union |
3.00% |
$50,000 |
updated rvw: 05/10/08 |
| Georgia |
| TriStone Community Bank |
6.05% |
$25,000 |
updated rvw: 05/13/08 |
| Rossville Bank |
5.25% |
$25,000 |
initial rvw: 04/17/08 |
| Bank of Upson |
5.05% |
$25,000 |
updated rvw: 03/31/08 |
| First Chatham Bank |
5.00% |
$50,000 |
updated rvw: 04/16/08 |
| First Federal |
4.26% |
$25,000 |
updated rvw: 04/02/08 |
| Hawaii |
| Aloha Pacific Federal Credit Union |
5.00% |
$50,000 |
initial rvw: 03/04/08 |
| Central Pacific Bank |
4.00% |
$25,000 |
initial rvw: 04/15/08 |
| Idaho |
| Bank of Idaho |
4.01% |
$25,000 |
updated rvw: 04/22/08 |
| Illinois |
| MidWest America Federal Credit Union |
7.01% |
$25,000 |
initial rvw: 02/03/08 |
| Peoples State Bank |
6.10% |
$20,000 |
initial rvw: 07/12/07 |
| Crossroads Bank |
6.10% |
$30,000 |
initial rvw: 03/27/08 |
| Scott Credit Union |
6.05% |
$25,000 |
initial rvw: 09/24/07 |
| First Robinson Savings Bank N.A. |
6.01% |
$25,000 |
initial rvw: 03/07/08 |
| Southeast National Bank |
6.01% |
$25,000 |
initial rvw: 03/20/08 |
| Riverside Community Bank |
6.01% |
$20,000 |
initial rvw: 04/11/08 |
| First Clover Leaf Bank |
6.01% |
$25,000 |
initial rvw: 05/13/08 |
| Liberty Bank |
5.51% |
$25,000 |
updated rvw: 03/21/08 |
| Bank of Illinois |
5.50% |
$25,000 |
initial rvw: 05/30/07 |
| Heartland Credit Union |
5.50% |
$25,000 |
initial rvw: 01/16/08 |
| Consumers Credit Union* |
5.09% |
$25,000 |
updated rvw: 02/02/08 |
| State Bank of Countryside |
5.08% |
$25,000 |
initial rvw: 04/13/08 |
| Blackhawk Bank |
5.01% |
$25,000 |
initial rvw: 10/10/06 |
| Valley Community Bank |
5.01% |
$25,000 |
updated rvw: 01/29/08 |
| First Community Credit Union |
5.01% |
$25,000 |
initial rvw: 05/02/08 |
| Indiana |
| MidWest America Federal Credit Union |
7.01% |
$25,000 |
initial rvw: 02/03/08 |
| Lake City Bank |
6.01% |
$25,000 |
initial rvw: 01/12/08 |
| Three Rivers Federal Credit Union |
6.01% |
$25,000 |
initial rvw: 01/27/08 |
| Farmers & Merchants State Bank |
5.25% |
$25,000 |
initial rvw: 04/17/08 |
| Sutton Bank |
4.51% |
$25,000 |
updated rvw: 03/31/08 |
| Iowa |
| MidWestOne Bank |
6.01% |
$25,000 |
initial rvw: 01/29/08 |
| Southeast National Bank |
6.01% |
$25,000 |
initial rvw: 03/20/08 |
| Gateway State Bank |
6.01% |
$25,000 |
initial rvw: 05/04/08 |
| University of Iowa Community Credit Union |
5.50% |
$50,000 |
updated rvw: 05/06/08 |
| Eastwood Bank |
5.5% |
$25,000 |
updated rvw: 02/18/08 |
| Heartland Credit Union |
5.50% |
$25,000 |
initial rvw: 01/16/08 |
| State Bank of Toledo* |
4.01% |
$70,000 |
updated rvw: 03/21/08 |
| Kansas |
| Golden Plains Credit Union* |
6.01% |
$25,000 |
updated rvw: 04/04/08 |
| Kansas State Bank |
6.01% |
$25,000 |
initial rvw: 04/11/08 |
| Union State Bank |
6.01% |
$25,000 |
initial rvw: 05/06/08 |
| Bank of Blue Valley |
5.51% |
$25,000 |
initial rvw: 05/10/07 |
| Emprise Bank |
4.75% |
$25,000 |
updated rvw: 04/05/08 |
| Vision Bank |
4.15% |
$100,000 |
updated rvw: 03/27/08 |
| First National Bank |
4.00% |
$25,000 |
updated rvw: 02/09/08 |
| Kentucky |
| MidWest America Federal Credit Union |
7.01% |
$25,000 |
initial rvw: 02/03/08 |
| Sutton Bank |
4.51% |
$25,000 |
updated rvw: 03/31/08 |
| Louisiana |
| Ouachita Independent Bank |
6.01% |
$25,000 |
initial rvw: 08/24/07 |
| Coastal Commerce Bank |
6.01% |
$35,000 |
initial rvw: 04/13/08 |
| Jeff Davis Bank |
5.15% |
$25,000 |
initial rvw: 04/08/08 |
| Union Bank |
5.01% |
$25,000 |
initial rvw: 03/13/08 |
| Bancorp South |
4.00% |
$30,000 |
updated rvw: 05/13/08 |
| Maine |
| Butler Bank |
4.50% |
$50,000 |
updated rvw: 04/01/08 |
| Maryland |
| NBRS Financial Bank |
5.26% |
$25,000 |
initial rvw: 04/10/08 |
| Massachusetts |
| Dedham Savings |
6.01% |
$50,000 |
initial rvw: 11/26/07 |
| The Community Bank |
6.01% |
$25,000 |
initial rvw: 05/08/08 |
| M/A-COM Federal Credit Union |
6.00% |
$10,000 |
updated rvw: 04/27/08 |
| Institution for Savings |
6.00% |
$50,000 |
initial rvw: 02/08/08 |
| Marlborough Co-Operative Bank |
5.51% |
$25,000 |
initial rvw: 04/01/08 |
| Rollstone Bank and Trust |
5.25% |
$100,000 |
updated rvw: 02/06/08 |
| Monadnock Community Bank |
5.12% |
$50,000 |
updated rvw: 03/31/08 |
| BankNewport |
5.05% |
$100,000 |
updated rvw: 04/03/08 |
| Clinton Savings Bank |
5.01% |
$50,000 |
updated rvw: 03/14/08 |
| Workers Credit Union |
5.01% |
$25,000 |
initial rvw: 03/25/08 |
| North Middlesex Savings Bank |
4.60% |
$50,000 |
updated rvw: 03/21/08 |
| Haverhill Bank |
4.50% |
$50,000 |
updated rvw: 03/31/08 |
| Butler Bank |
4.50% |
$50,000 |
updated rvw: 04/01/08 |
| Southbridge Savings Bank |
4.25% |
$50,000 |
updated rvw: 03/31/08 |
| Danvers Bank |
4.01% |
$25,000 |
updated rvw: 03/31/08 |
| Michigan |
| United FCU |
6.01% |
$25,000 |
initial rvw: 05/04/08 |
| Monroe Bank & Trust |
5.01% |
$25,000 |
updated rvw: 03/21/08 |
| Lake Michigan Credit Union |
5.00% |
$15,000 |
initial rvw: 08/14/07 |
| United Financial Credit Union |
5.00% |
$25,000 |
updated rvw: 03/31/08 |
| NuUnion Credit Union |
4.59% |
$25,000 |
updated rvw: 02/29/08 |
| Sutton Bank |
4.51% |
$25,000 |
updated rvw: 03/31/08 |
| Minnesota |
| First National Bank of Henning |
6.01% |
$25,000 |
initial rvw: 11/27/07 |
| Citizens Bank Minnesota* |
6.01% |
$25,000 |
updated rvw: 04/22/08 |
| Eastwood Bank |
5.5% |
$25,000 |
updated rvw: 02/18/08 |
| Altra Federal Credit Union |
5.05% |
$25,000 |
updated rvw: 03/31/08 |
| Mississippi |
| M&F Bank |
5.25% |
$25,000 |
initial rvw: 04/14/08 |
| Citizens Bank |
4.41% |
$25,000 |
updated rvw: 03/27/08 |
| Bancorp South |
4.00% |
$30,000 |
updated rvw: 05/13/08 |
| Missouri |
| Heritage State Bank |
6.01% |
$25,000 |
initial rvw: 09/17/07 |
| Focus Bank |
6.01% |
$25,000 |
initial rvw: 12/10/07 |
| RCSBank |
5.37% |
$25,000 |
updated rvw: 03/31/08 |
| First Community Credit Union |
5.01% |
$25,000 |
initial rvw: 05/02/08 |
| Wood and Huston Bank |
5.00% |
$25,000 |
initial rvw: 03/05/08 |
| Montgomery Bank |
4.01% |
$25,000 |
initial rvw: 04/07/08 |
| Concordia Bank |
4.01% |
$25,000 |
updated rvw: 04/14/08 |
| Bancorp South |
4.00% |
$30,000 |
updated rvw: 05/13/08 |
| Champion Bank |
2.76% |
$25,000 |
updated rvw: 03/31/08 |
| Montana |
| Rocky Mountain Bank |
6.01% |
$20,000 |
initial rvw: 04/10/08 |
| Nevada |
| Greater Nevada Credit Union |
5.00% |
$50,000 |
initial rvw: 04/14/08 |
| Clearstar Financial Credit Union |
4.35% |
$50,000 |
updated rvw: 04/02/08 |
| Community Bank of Nevada |
3.30% |
$100,000 |
updated rvw: 03/31/08 |
| New Hampshire |
| Monadnock Community Bank |
5.12% |
$50,000 |
updated rvw: 03/31/08 |
| Workers Credit Union |
5.01% |
$25,000 |
initial rvw: 03/25/08 |
| New Jersey |
| Heritage Community Bank |
5.01% |
$25,000 |
updated rvw: 02/11/08 |
| The Provident Bank |
5.01% |
$25,000 |
initial rvw: 05/02/08 |
| New Mexico |
| State Employees Credit Union |
6.02% |
$35,000 |
initial rvw: 02/28/08 |
| Charter Bank* |
6.01% |
$25,000 |
updated rvw: 11/13/07 |
| New York |
| Northern Federal Credit Union |
5.01% |
$25,000 |
updated rvw: 03/27/08 |
| Tioga State Bank |
4.75% |
$25,000 |
initial rvw: 03/27/08 |
| North Carolina |
| TriStone Community Bank |
6.05% |
$25,000 |
updated rvw: 05/13/08 |
| United FCU |
6.01% |
$25,000 |
initial rvw: 05/04/08 |
| Southern Community Bank & Trust* |
6.00% |
$25,000 |
updated rvw: 02/13/08 |
| Allegacy Federal Credit Union |
6.00% |
$25,000 |
initial rvw: 03/11/08 |
| Capital Bank* |
5.01% |
$25,000 |
updated rvw: 05/13/08 |
| CommunityOne Bank |
5.01% |
$25,000 |
initial rvw: 02/01/08 |
| Coastal Federal Credit Union* |
5.01% |
$50,000 |
updated rvw: 02/12/08 |
| Asheville Savings Bank |
5.00% |
$25,000 |
updated rvw: 04/09/08 |
| First Federal |
4.26% |
$25,000 |
updated rvw: 04/02/08 |
| North Dakota |
| United FCU |
6.01% |
$25,000 |
initial rvw: 05/04/08 |
| Ohio |
| Three Rivers Federal Credit Union |
6.01% |
$25,000 |
initial rvw: 01/27/08 |
| United FCU |
6.01% |
$25,000 |
initial rvw: 05/04/08 |
| Farmers & Merchants State Bank |
5.25% |
$25,000 |
initial rvw: 04/17/08 |
| Sutton Bank |
4.51% |
$25,000 |
updated rvw: 03/31/08 |
| Oklahoma |
| All America Bank |
5.25% |
$25,000 |
initial rvw: 03/31/08 |
| Communications FCU |
5.25% |
$50,000 |
initial rvw: 05/11/08 |
| FAA Credit Union |
5.17% |
$30,000 |
initial rvw: 03/31/08 |
| RCB Bank |
5.10% |
$25,000 |
initial rvw: 05/06/08 |
| Legacy Bank |
5.00% |
$50,000 |
updated rvw: 04/30/08 |
| F&M Bank |
4.01% |
$25,000 |
initial rvw: 05/06/08 |
| Oregon |
| Advantis Credit Union |
5.50% |
$30,000 |
updated rvw: 04/01/08 |
| Rivermark Community Credit Union |
5.10% |
$25,000 |
updated rvw: 02/20/08 |
| Oregon Community Credit Union |
4.50% |
$250,000 |
updated rvw: 04/28/08 |
| Pacific Crest FCU |
4.00% |
$25,000 |
initial rvw: 04/15/08 |
| Pennsylvania |
| NBRS Financial Bank |
5.26% |
$25,000 |
initial rvw: 04/10/08 |
| Malvern Federal Savings Bank |
5.01% |
$35,000 |
initial rvw: 04/27/08 |
| Allegiance Bank |
5.00% |
$50,000 |
initial rvw: 04/24/08 |
| Erie General Electric FCU |
5.00% |
$25,000 |
initial rvw: 05/12/08 |
| DNB First Bank |
4.25% |
$35,000 |
initial rvw: 04/18/08 |
| Rhode Island |
| NewportFed |
6.01% |
$50,000 |
initial rvw: 01/20/08 |
| The Community Bank |
6.01% |
$25,000 |
initial rvw: 05/08/08 |
| BankNewport |
5.05% |
$100,000 |
updated rvw: 04/03/08 |
| People's Credit Union |
4.55% |
$100,000 |
updated rvw: 05/05/08 |
| South Carolina |
| TriStone Community Bank |
6.05% |
$25,000 |
updated rvw: 05/13/08 |
| Greer State Bank |
5.00% |
$25,000 |
initial rvw: 04/16/08 |
| First Federal |
4.26% |
$25,000 |
updated rvw: 04/02/08 |
| Tennessee |
| TriStone Community Bank |
6.05% |
$25,000 |
updated rvw: 05/13/08 |
| Wilson Bank and Trust |
5.75% |
$50,000 |
updated rvw: 12/02/07 |
| Bank of Putnam County |
5.26% |
$50,000 |
updated rvw: 04/15/08 |
| Bank of Ripley |
5.26% |
$25,000 |
initial rvw: 04/06/08 |
| M&F Bank |
5.25% |
$25,000 |
initial rvw: 04/14/08 |
| Altra Federal Credit Union |
5.05% |
$25,000 |
updated rvw: 03/31/08 |
| Peoples Bank |
5.01% |
$50,000 |
updated rvw: 04/15/08 |
| Reliant Bank |
5.01% |
$50,000 |
updated rvw: 03/31/08 |
| Citizens Bank |
4.41% |
$25,000 |
updated rvw: 03/27/08 |
| FirstBank |
4.07% |
$25,000 |
updated rvw: 03/31/08 |
| Bancorp South |
4.00% |
$30,000 |
updated rvw: 05/13/08 |
| Texas |
| United Heritage Credit Union |
6.01% |
$25,000 |
initial rvw: 06/02/07 |
| MCT Credit Union |
6.01% |
$25,000 |
initial rvw: 03/18/08 |
| Orange Savings Bank |
6.01% |
$25,000 |
initial rvw: 04/14/08 |
| Texas Citizens Bank |
5.26% |
$25,000 |
initial rvw: 04/18/08 |
| Legend Bank |
5.13% |
$25,000 |
initial rvw: 05/11/08 |
| Altra Federal Credit Union |
5.05% |
$25,000 |
updated rvw: 03/31/08 |
| San Antonio Federal Credit Union |
5.01% |
$25,000 |
updated rvw: 02/24/08 |
| Opportunity Bank, N.A. |
5.01% |
$25,000 |
updated rvw: 02/04/08 |
| State National Bank of Texas |
5.01% |
$100,000 |
updated rvw: 04/16/08 |
| West Texas National Bank* |
5.01% |
$25,000 |
updated rvw: 04/30/08 |
| National 1st Credit Union |
5.01% |
$50,000 |
initial rvw: 03/04/08 |
| First National Bank |
4.75% |
$25,000 |
initial rvw: 10/10/06 |
| Members Choice Credit Union |
4.26% |
$25,000 |
updated rvw: 04/07/08 |
| Tradition Bank |
4.26% |
$25,000 |
updated rvw: 04/04/08 |
| Vintage Bank |
4.25% |
$250,000 |
initial rvw: 04/30/08 |
| United SA Federal Credit Union |
4.01% |
$25,000 |
updated rvw: 05/13/08 |
| Bancorp South |
4.00% |
$30,000 |
updated rvw: 05/13/08 |
| Utah |
| Utah Central Credit Union |
4.00% |
$250,000 |
initial rvw: 05/08/08 |
| Vermont |
| The Brattleboro Savings & Loan |
5.01% |
$100,000 |
updated rvw: 03/31/08 |
| Vermont Federal Credit Union |
5.01% |
$25,000 |
initial rvw: 03/24/08 |
| Virginia |
| TriStone Community Bank |
6.05% |
$25,000 |
updated rvw: 05/13/08 |
| The Page Valley Bank |
6.01% |
$25,000 |
updated rvw: 03/11/08 |
| New Generations FCU |
5.01% |
$50,000 |
updated rvw: 04/01/08 |
| First National Bank of Altavista |
5.01% |
$50,000 |
initial rvw: 04/20/08 |
| Central Virginia Bank |
4.01% |
$35,000 |
initial rvw: 03/31/08 |
| EVB Bank |
4.01% |
$250,000 |
initial rvw: 04/27/08 |
| Washington |
| Verity Credit Union |
6.01% |
$40,000 |
initial rvw: 12/18/07 |
| iQ Credit Union |
5.25% |
$25,000 |
updated rvw: 05/09/08 |
| TwinStar Credit Union |
4.25% |
$30,000 |
updated rvw: 03/31/08 |
| West Virginia |
| Sutton Bank |
4.51% |
$25,000 |
updated rvw: 03/31/08 |
| Williamstown Bank |
4.26% |
$50,000 |
updated rvw: 04/16/08 |
| Wisconsin |
| West Bend Savings Bank |
6.01% |
$50,000 |
initial rvw: 06/20/07 |
| First Banking Center |
6.01% |
$25,000 |
initial rvw: 07/26/07 |
| Coulee Bank* |
6.01% |
$25,000 |
updated rvw: 04/30/08 |
| Wisconsin Community Bank |
6.01% |
$20,000 |
initial rvw: 03/30/08 |
| Harbor Credit Union |
5.67% |
$25,000 |
initial rvw: 04/08/08 |
| Eastwood Bank |
5.5% |
$25,000 |
updated rvw: 02/18/08 |
| Heartland Credit Union |
5.50% |
$25,000 |
initial rvw: 01/16/08 |
| Altra Federal Credit Union |
5.05% |
$25,000 |
updated rvw: 03/31/08 |
| Blackhawk Bank |
5.01% |
$25,000 |
initial rvw: 10/10/06 |
| State Bank of Cross Plains |
5.01% |
$25,000 |
initial rvw: 03/30/08 |
| People's State Bank |
4.51% |
$25,000 |
initial rvw: 05/04/08 |
| Connexus Credit Union* |
3.51% |
$25,000 |
updated rvw: 05/03/08 |
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Notes: * Checking account available nationwide |
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Reward Checking Account Statistics
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Total number of accounts: 188
- Average yield: 5.12% APY
- Average balance cap: $39,149
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Balance cap distribution:
- 5 - over $100,000
- 7 - at $100,000
- 1 - between $50,000 and $100,000
- 36 - at $50,000
- 14 - between $25,000 and $50,000
- 118 - at $25,000
- 7 - under $25,000
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Number accounts first reported in 2006: 4
- Average yield: 4.67% APY
- Average balance cap: $25,000
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Number accounts first reported in 2007: 84
- Average yield: 4.92% APY
- Average balance cap: $42,440
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Number accounts first reported in 2008: 100
- Average yield: 5.29% APY
- Average balance cap: $36,950
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Number of credit unions: 59, Number of banks: 129
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- Average yield for banks: 5.11% APY
- Average balance cap: $39,109
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- Average yield for credit unions: 5.13% APY
- Average balance cap: $39,237
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