High Yield Reward Checking Accounts by State

Select your state Alabama Arizona Arkansas California Colorado Connecticut Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin	statistics		Updated on May 13, 2008
Bank/Credit Union	APY	Balance Cap	Link to Account Review
Alabama
Noble Bank & Trust	6.01%	$25,000	initial rvw: 02/18/08
M&F Bank	5.25%	$25,000	initial rvw: 04/14/08
Keystone Bank	5.15%	$25,000	initial rvw: 04/20/08
First Community Bank	5.01%	$35,000	initial rvw: 04/17/08
Citizens Bank	4.41%	$25,000	updated rvw: 03/27/08
Bancorp South	4.00%	$30,000	updated rvw: 05/13/08
Arizona
Arizona Bank & Trust*	6.01%	$20,000	updated rvw: 04/18/08
Credit Union West	5.01%	$25,000	updated rvw: 03/05/08
First Credit Union	4.01%	$25,000	updated rvw: 05/04/08
Arkansas
Focus Bank	6.01%	$25,000	initial rvw: 12/10/07
First National Bank of Wynne	6.01%	$25,000	initial rvw: 04/20/08
United FCU	6.01%	$25,000	initial rvw: 05/04/08
First National Bank	5.09%	$25,000	updated rvw: 03/27/08
Heartland Community Bank*	5.06%	$30,000	updated rvw: 04/09/08
Bank of Little Rock	5.01%	$25,000	updated rvw: 04/20/08
The Bank of Fayetteville*	5.01%	$50,000	updated rvw: 02/11/08
Parkway Bank	4.51%	$25,000	updated rvw: 02/27/08
First Arkansas Bank & Trust *	4.44%	$50,000	updated rvw: 02/02/08
Bancorp South	4.00%	$30,000	updated rvw: 05/13/08
California
State Center Credit Union	6.02%	$25,000	initial rvw: 01/08/08
National 1st Credit Union	5.01%	$50,000	initial rvw: 03/04/08
Community West Bank	5.00%	$25,000	updated rvw: 03/31/08
Sacramento Credit Union	4.51%	$25,000	updated rvw: 04/18/08
Hanmi Bank	4.05%	$25,000	initial rvw: 03/20/08
Provident Credit Union*	4.01%	$25,000	updated rvw: 04/01/08
Southland Credit Union	3.00%	$50,000	updated rvw: 03/31/08
Colorado
New Frontier Bank	6.26%	$50,000	initial rvw: 02/09/08
Bank of Choice	6.03%	$35,000	initial rvw: 01/21/08
The State Bank	5.10%	$25,000	initial rvw: 04/22/08
1st SouthWest Bank	5.01%	$25,000	updated rvw: 02/08/08
Integrity Bank & Trust	5.01%	$50,000	initial rvw: 03/12/08
Home State Bank	4.56%	$25,000	updated rvw: 05/09/08
Air Academy Federal Credit Union	4.50%	$50,000	updated rvw: 05/09/08
Connecticut
First New England Federal Credit Union*	6.01%	$25,000	updated rvw: 02/19/08
Florida
Dade County Federal Credit Union	6.15%	$25,000	initial rvw: 02/28/08
TriStone Community Bank	6.05%	$25,000	updated rvw: 05/13/08
Florida Central Credit Union	6.01%	$25,000	initial rvw: 11/08/07
Eastern Financial Florida Credit Union	6.01%	$25,000	initial rvw: 02/03/08
M&F Bank	5.25%	$25,000	initial rvw: 04/14/08
Power Financial Credit Union	5.01%	$25,000	updated rvw: 04/02/08
First Federal	4.26%	$25,000	updated rvw: 04/02/08
Montgomery Bank	4.01%	$25,000	initial rvw: 04/07/08
Bancorp South	4.00%	$30,000	updated rvw: 05/13/08
Premier Bank	3.51%	$50,000	updated rvw: 04/05/08
First Commercial Bank of Florida	3.50%	$250,000	updated rvw: 03/27/08
Tyndall Federal Credit Union	3.00%	$50,000	updated rvw: 05/10/08
Georgia
TriStone Community Bank	6.05%	$25,000	updated rvw: 05/13/08
Rossville Bank	5.25%	$25,000	initial rvw: 04/17/08
Bank of Upson	5.05%	$25,000	updated rvw: 03/31/08
First Chatham Bank	5.00%	$50,000	updated rvw: 04/16/08
First Federal	4.26%	$25,000	updated rvw: 04/02/08
Hawaii
Aloha Pacific Federal Credit Union	5.00%	$50,000	initial rvw: 03/04/08
Central Pacific Bank	4.00%	$25,000	initial rvw: 04/15/08
Idaho
Bank of Idaho	4.01%	$25,000	updated rvw: 04/22/08
Illinois
MidWest America Federal Credit Union	7.01%	$25,000	initial rvw: 02/03/08
Peoples State Bank	6.10%	$20,000	initial rvw: 07/12/07
Crossroads Bank	6.10%	$30,000	initial rvw: 03/27/08
Scott Credit Union	6.05%	$25,000	initial rvw: 09/24/07
First Robinson Savings Bank N.A.	6.01%	$25,000	initial rvw: 03/07/08
Southeast National Bank	6.01%	$25,000	initial rvw: 03/20/08
Riverside Community Bank	6.01%	$20,000	initial rvw: 04/11/08
First Clover Leaf Bank	6.01%	$25,000	initial rvw: 05/13/08
Liberty Bank	5.51%	$25,000	updated rvw: 03/21/08
Bank of Illinois	5.50%	$25,000	initial rvw: 05/30/07
Heartland Credit Union	5.50%	$25,000	initial rvw: 01/16/08
Consumers Credit Union*	5.09%	$25,000	updated rvw: 02/02/08
State Bank of Countryside	5.08%	$25,000	initial rvw: 04/13/08
Blackhawk Bank	5.01%	$25,000	initial rvw: 10/10/06
Valley Community Bank	5.01%	$25,000	updated rvw: 01/29/08
First Community Credit Union	5.01%	$25,000	initial rvw: 05/02/08
Indiana
MidWest America Federal Credit Union	7.01%	$25,000	initial rvw: 02/03/08
Lake City Bank	6.01%	$25,000	initial rvw: 01/12/08
Three Rivers Federal Credit Union	6.01%	$25,000	initial rvw: 01/27/08
Farmers & Merchants State Bank	5.25%	$25,000	initial rvw: 04/17/08
Sutton Bank	4.51%	$25,000	updated rvw: 03/31/08
Iowa
MidWestOne Bank	6.01%	$25,000	initial rvw: 01/29/08
Southeast National Bank	6.01%	$25,000	initial rvw: 03/20/08
Gateway State Bank	6.01%	$25,000	initial rvw: 05/04/08
University of Iowa Community Credit Union	5.50%	$50,000	updated rvw: 05/06/08
Eastwood Bank	5.5%	$25,000	updated rvw: 02/18/08
Heartland Credit Union	5.50%	$25,000	initial rvw: 01/16/08
State Bank of Toledo*	4.01%	$70,000	updated rvw: 03/21/08
Kansas
Golden Plains Credit Union*	6.01%	$25,000	updated rvw: 04/04/08
Kansas State Bank	6.01%	$25,000	initial rvw: 04/11/08
Union State Bank	6.01%	$25,000	initial rvw: 05/06/08
Bank of Blue Valley	5.51%	$25,000	initial rvw: 05/10/07
Emprise Bank	4.75%	$25,000	updated rvw: 04/05/08
Vision Bank	4.15%	$100,000	updated rvw: 03/27/08
First National Bank	4.00%	$25,000	updated rvw: 02/09/08
Kentucky
MidWest America Federal Credit Union	7.01%	$25,000	initial rvw: 02/03/08
Sutton Bank	4.51%	$25,000	updated rvw: 03/31/08
Louisiana
Ouachita Independent Bank	6.01%	$25,000	initial rvw: 08/24/07
Coastal Commerce Bank	6.01%	$35,000	initial rvw: 04/13/08
Jeff Davis Bank	5.15%	$25,000	initial rvw: 04/08/08
Union Bank	5.01%	$25,000	initial rvw: 03/13/08
Bancorp South	4.00%	$30,000	updated rvw: 05/13/08
Maine
Butler Bank	4.50%	$50,000	updated rvw: 04/01/08
Maryland
NBRS Financial Bank	5.26%	$25,000	initial rvw: 04/10/08
Massachusetts
Dedham Savings	6.01%	$50,000	initial rvw: 11/26/07
The Community Bank	6.01%	$25,000	initial rvw: 05/08/08
M/A-COM Federal Credit Union	6.00%	$10,000	updated rvw: 04/27/08
Institution for Savings	6.00%	$50,000	initial rvw: 02/08/08
Marlborough Co-Operative Bank	5.51%	$25,000	initial rvw: 04/01/08
Rollstone Bank and Trust	5.25%	$100,000	updated rvw: 02/06/08
Monadnock Community Bank	5.12%	$50,000	updated rvw: 03/31/08
BankNewport	5.05%	$100,000	updated rvw: 04/03/08
Clinton Savings Bank	5.01%	$50,000	updated rvw: 03/14/08
Workers Credit Union	5.01%	$25,000	initial rvw: 03/25/08
North Middlesex Savings Bank	4.60%	$50,000	updated rvw: 03/21/08
Haverhill Bank	4.50%	$50,000	updated rvw: 03/31/08
Butler Bank	4.50%	$50,000	updated rvw: 04/01/08
Southbridge Savings Bank	4.25%	$50,000	updated rvw: 03/31/08
Danvers Bank	4.01%	$25,000	updated rvw: 03/31/08
Michigan
United FCU	6.01%	$25,000	initial rvw: 05/04/08
Monroe Bank & Trust	5.01%	$25,000	updated rvw: 03/21/08
Lake Michigan Credit Union	5.00%	$15,000	initial rvw: 08/14/07
United Financial Credit Union	5.00%	$25,000	updated rvw: 03/31/08
NuUnion Credit Union	4.59%	$25,000	updated rvw: 02/29/08
Sutton Bank	4.51%	$25,000	updated rvw: 03/31/08
Minnesota
First National Bank of Henning	6.01%	$25,000	initial rvw: 11/27/07
Citizens Bank Minnesota*	6.01%	$25,000	updated rvw: 04/22/08
Eastwood Bank	5.5%	$25,000	updated rvw: 02/18/08
Altra Federal Credit Union	5.05%	$25,000	updated rvw: 03/31/08
Mississippi
M&F Bank	5.25%	$25,000	initial rvw: 04/14/08
Citizens Bank	4.41%	$25,000	updated rvw: 03/27/08
Bancorp South	4.00%	$30,000	updated rvw: 05/13/08
Missouri
Heritage State Bank	6.01%	$25,000	initial rvw: 09/17/07
Focus Bank	6.01%	$25,000	initial rvw: 12/10/07
RCSBank	5.37%	$25,000	updated rvw: 03/31/08
First Community Credit Union	5.01%	$25,000	initial rvw: 05/02/08
Wood and Huston Bank	5.00%	$25,000	initial rvw: 03/05/08
Montgomery Bank	4.01%	$25,000	initial rvw: 04/07/08
Concordia Bank	4.01%	$25,000	updated rvw: 04/14/08
Bancorp South	4.00%	$30,000	updated rvw: 05/13/08
Champion Bank	2.76%	$25,000	updated rvw: 03/31/08
Montana
Rocky Mountain Bank	6.01%	$20,000	initial rvw: 04/10/08
Nevada
Greater Nevada Credit Union	5.00%	$50,000	initial rvw: 04/14/08
Clearstar Financial Credit Union	4.35%	$50,000	updated rvw: 04/02/08
Community Bank of Nevada	3.30%	$100,000	updated rvw: 03/31/08
New Hampshire
Monadnock Community Bank	5.12%	$50,000	updated rvw: 03/31/08
Workers Credit Union	5.01%	$25,000	initial rvw: 03/25/08
New Jersey
Heritage Community Bank	5.01%	$25,000	updated rvw: 02/11/08
The Provident Bank	5.01%	$25,000	initial rvw: 05/02/08
New Mexico
State Employees Credit Union	6.02%	$35,000	initial rvw: 02/28/08
Charter Bank*	6.01%	$25,000	updated rvw: 11/13/07
New York
Northern Federal Credit Union	5.01%	$25,000	updated rvw: 03/27/08
Tioga State Bank	4.75%	$25,000	initial rvw: 03/27/08
North Carolina
TriStone Community Bank	6.05%	$25,000	updated rvw: 05/13/08
United FCU	6.01%	$25,000	initial rvw: 05/04/08
Southern Community Bank & Trust*	6.00%	$25,000	updated rvw: 02/13/08
Allegacy Federal Credit Union	6.00%	$25,000	initial rvw: 03/11/08
Capital Bank*	5.01%	$25,000	updated rvw: 05/13/08
CommunityOne Bank	5.01%	$25,000	initial rvw: 02/01/08
Coastal Federal Credit Union*	5.01%	$50,000	updated rvw: 02/12/08
Asheville Savings Bank	5.00%	$25,000	updated rvw: 04/09/08
First Federal	4.26%	$25,000	updated rvw: 04/02/08
North Dakota
United FCU	6.01%	$25,000	initial rvw: 05/04/08
Ohio
Three Rivers Federal Credit Union	6.01%	$25,000	initial rvw: 01/27/08
United FCU	6.01%	$25,000	initial rvw: 05/04/08
Farmers & Merchants State Bank	5.25%	$25,000	initial rvw: 04/17/08
Sutton Bank	4.51%	$25,000	updated rvw: 03/31/08
Oklahoma
All America Bank	5.25%	$25,000	initial rvw: 03/31/08
Communications FCU	5.25%	$50,000	initial rvw: 05/11/08
FAA Credit Union	5.17%	$30,000	initial rvw: 03/31/08
RCB Bank	5.10%	$25,000	initial rvw: 05/06/08
Legacy Bank	5.00%	$50,000	updated rvw: 04/30/08
F&M Bank	4.01%	$25,000	initial rvw: 05/06/08
Oregon
Advantis Credit Union	5.50%	$30,000	updated rvw: 04/01/08
Rivermark Community Credit Union	5.10%	$25,000	updated rvw: 02/20/08
Oregon Community Credit Union	4.50%	$250,000	updated rvw: 04/28/08
Pacific Crest FCU	4.00%	$25,000	initial rvw: 04/15/08
Pennsylvania
NBRS Financial Bank	5.26%	$25,000	initial rvw: 04/10/08
Malvern Federal Savings Bank	5.01%	$35,000	initial rvw: 04/27/08
Allegiance Bank	5.00%	$50,000	initial rvw: 04/24/08
Erie General Electric FCU	5.00%	$25,000	initial rvw: 05/12/08
DNB First Bank	4.25%	$35,000	initial rvw: 04/18/08
Rhode Island
NewportFed	6.01%	$50,000	initial rvw: 01/20/08
The Community Bank	6.01%	$25,000	initial rvw: 05/08/08
BankNewport	5.05%	$100,000	updated rvw: 04/03/08
People's Credit Union	4.55%	$100,000	updated rvw: 05/05/08
South Carolina
TriStone Community Bank	6.05%	$25,000	updated rvw: 05/13/08
Greer State Bank	5.00%	$25,000	initial rvw: 04/16/08
First Federal	4.26%	$25,000	updated rvw: 04/02/08
Tennessee
TriStone Community Bank	6.05%	$25,000	updated rvw: 05/13/08
Wilson Bank and Trust	5.75%	$50,000	updated rvw: 12/02/07
Bank of Putnam County	5.26%	$50,000	updated rvw: 04/15/08
Bank of Ripley	5.26%	$25,000	initial rvw: 04/06/08
M&F Bank	5.25%	$25,000	initial rvw: 04/14/08
Altra Federal Credit Union	5.05%	$25,000	updated rvw: 03/31/08
Peoples Bank	5.01%	$50,000	updated rvw: 04/15/08
Reliant Bank	5.01%	$50,000	updated rvw: 03/31/08
Citizens Bank	4.41%	$25,000	updated rvw: 03/27/08
FirstBank	4.07%	$25,000	updated rvw: 03/31/08
Bancorp South	4.00%	$30,000	updated rvw: 05/13/08
Texas
United Heritage Credit Union	6.01%	$25,000	initial rvw: 06/02/07
MCT Credit Union	6.01%	$25,000	initial rvw: 03/18/08
Orange Savings Bank	6.01%	$25,000	initial rvw: 04/14/08
Texas Citizens Bank	5.26%	$25,000	initial rvw: 04/18/08
Legend Bank	5.13%	$25,000	initial rvw: 05/11/08
Altra Federal Credit Union	5.05%	$25,000	updated rvw: 03/31/08
San Antonio Federal Credit Union	5.01%	$25,000	updated rvw: 02/24/08
Opportunity Bank, N.A.	5.01%	$25,000	updated rvw: 02/04/08
State National Bank of Texas	5.01%	$100,000	updated rvw: 04/16/08
West Texas National Bank*	5.01%	$25,000	updated rvw: 04/30/08
National 1st Credit Union	5.01%	$50,000	initial rvw: 03/04/08
First National Bank	4.75%	$25,000	initial rvw: 10/10/06
Members Choice Credit Union	4.26%	$25,000	updated rvw: 04/07/08
Tradition Bank	4.26%	$25,000	updated rvw: 04/04/08
Vintage Bank	4.25%	$250,000	initial rvw: 04/30/08
United SA Federal Credit Union	4.01%	$25,000	updated rvw: 05/13/08
Bancorp South	4.00%	$30,000	updated rvw: 05/13/08
Utah
Utah Central Credit Union	4.00%	$250,000	initial rvw: 05/08/08
Vermont
The Brattleboro Savings & Loan	5.01%	$100,000	updated rvw: 03/31/08
Vermont Federal Credit Union	5.01%	$25,000	initial rvw: 03/24/08
Virginia
TriStone Community Bank	6.05%	$25,000	updated rvw: 05/13/08
The Page Valley Bank	6.01%	$25,000	updated rvw: 03/11/08
New Generations FCU	5.01%	$50,000	updated rvw: 04/01/08
First National Bank of Altavista	5.01%	$50,000	initial rvw: 04/20/08
Central Virginia Bank	4.01%	$35,000	initial rvw: 03/31/08
EVB Bank	4.01%	$250,000	initial rvw: 04/27/08
Washington
Verity Credit Union	6.01%	$40,000	initial rvw: 12/18/07
iQ Credit Union	5.25%	$25,000	updated rvw: 05/09/08
TwinStar Credit Union	4.25%	$30,000	updated rvw: 03/31/08
West Virginia
Sutton Bank	4.51%	$25,000	updated rvw: 03/31/08
Williamstown Bank	4.26%	$50,000	updated rvw: 04/16/08
Wisconsin
West Bend Savings Bank	6.01%	$50,000	initial rvw: 06/20/07
First Banking Center	6.01%	$25,000	initial rvw: 07/26/07
Coulee Bank*	6.01%	$25,000	updated rvw: 04/30/08
Wisconsin Community Bank	6.01%	$20,000	initial rvw: 03/30/08
Harbor Credit Union	5.67%	$25,000	initial rvw: 04/08/08
Eastwood Bank	5.5%	$25,000	updated rvw: 02/18/08
Heartland Credit Union	5.50%	$25,000	initial rvw: 01/16/08
Altra Federal Credit Union	5.05%	$25,000	updated rvw: 03/31/08
Blackhawk Bank	5.01%	$25,000	initial rvw: 10/10/06
State Bank of Cross Plains	5.01%	$25,000	initial rvw: 03/30/08
People's State Bank	4.51%	$25,000	initial rvw: 05/04/08
Connexus Credit Union*	3.51%	$25,000	updated rvw: 05/03/08
Notes: * Checking account available nationwide
Reward Checking Account Statistics
Total number of accounts: 188 Average yield: 5.12% APY Average balance cap: $39,149
Balance cap distribution: 5 - over $100,000 7 - at $100,000 1 - between $50,000 and $100,000 36 - at $50,000 14 - between $25,000 and $50,000 118 - at $25,000 7 - under $25,000
Number accounts first reported in 2006: 4 Average yield: 4.67% APY Average balance cap: $25,000
Number accounts first reported in 2007: 84 Average yield: 4.92% APY Average balance cap: $42,440
Number accounts first reported in 2008: 100 Average yield: 5.29% APY Average balance cap: $36,950
Number of credit unions: 59, Number of banks: 129
Average yield for banks: 5.11% APY Average balance cap: $39,109
Average yield for credit unions: 5.13% APY Average balance cap: $39,237