High Yield Reward Checking Accounts by State

statistics Updated on July 19, 2008
 Bank/Credit Union APY Balance Cap Link to Account Review 
Alabama
Keystone Bank 5.15% $25,000 initial rvw: 04/20/08
Noble Bank & Trust 5.01% $25,000 updated rvw: 06/08/08
First Community Bank 5.01% $35,000 initial rvw: 04/17/08
M&F Bank 4.50% $25,000 updated rvw: 06/04/08
Citizens Bank 4.41% $25,000 updated rvw: 03/27/08
Renasant Bank 4.26% $25,000 initial rvw: 06/22/08
Bancorp South 4.00% $30,000 updated rvw: 05/13/08
Arizona
Arizona Bank & Trust 6.01% $20,000 updated rvw: 05/21/08
Credit Union West 5.01% $25,000 updated rvw: 03/05/08
First Credit Union 4.01% $25,000 updated rvw: 05/04/08
Arkansas
Focus Bank 6.01% $25,000 initial rvw: 12/10/07
First National Bank of Wynne 6.01% $25,000 initial rvw: 04/20/08
United FCU 6.01% $25,000 initial rvw: 05/04/08
First National Bank 5.09% $25,000 updated rvw: 03/27/08
Heartland Community Bank* 5.06% $30,000 updated rvw: 04/09/08
Bank of Little Rock 5.01% $25,000 updated rvw: 04/20/08
Liberty Bank 5.00% $10,000 updated rvw: 07/18/08
Parkway Bank 4.51% $25,000 updated rvw: 02/27/08
The Bank of Fayetteville* 4.51% $50,000 updated rvw: 05/15/08
First Arkansas Bank & Trust * 4.44% $50,000 updated rvw: 02/02/08
Bancorp South 4.00% $30,000 updated rvw: 05/13/08
California
State Center Credit Union 6.02% $25,000 initial rvw: 01/08/08
Addison Avenue FCU* 5.25% $25,000 initial rvw: 07/10/08
National 1st Credit Union 5.01% $50,000 initial rvw: 03/04/08
Sacramento Credit Union 4.51% $25,000 updated rvw: 04/18/08
Community West Bank 4.50% $25,000 updated rvw: 05/14/08
First Federal Bank of CA 4.16% $25,000 initial rvw: 06/23/08
Provident Credit Union* 4.01% $25,000 updated rvw: 04/01/08
Hanmi Bank 3.50% $25,000 updated rvw: 06/19/08
Southland Credit Union 3.00% $50,000 updated rvw: 03/31/08
Colorado
Bank of Choice 6.03% $35,000 initial rvw: 01/21/08
Summit Bank & Trust 6.01% $20,000 initial rvw: 05/25/08
New Frontier Bank 5.26% $50,000 updated rvw: 06/26/08
Addison Avenue FCU* 5.25% $25,000 initial rvw: 07/10/08
The State Bank 5.10% $25,000 initial rvw: 04/22/08
1st SouthWest Bank 5.01% $25,000 updated rvw: 02/08/08
Integrity Bank & Trust 5.01% $50,000 initial rvw: 03/12/08
Home State Bank 4.56% $25,000 updated rvw: 05/09/08
Air Academy Federal Credit Union 4.50% $50,000 updated rvw: 05/09/08
Connecticut
First New England Federal Credit Union* 5.15% $25,000 updated rvw: 05/30/08
Delaware
Addison Avenue FCU* 5.25% $25,000 initial rvw: 07/10/08
Florida
Dade County Federal Credit Union 6.15% $25,000 initial rvw: 02/28/08
TriStone Community Bank 6.05% $25,000 updated rvw: 05/13/08
Florida Central Credit Union 6.01% $25,000 initial rvw: 11/08/07
First East Side Savings Bank* 5.36% $25,000 initial rvw: 06/05/08
Atlantic Coast Bank 5.08% $25,000 initial rvw: 07/09/08
Power Financial Credit Union 5.01% $25,000 updated rvw: 04/02/08
Eastern Financial Florida Credit Union 5.01% $25,000 updated rvw: 05/15/08
M&F Bank 4.50% $25,000 updated rvw: 06/04/08
First Federal 4.26% $25,000 updated rvw: 04/02/08
Montgomery Bank 4.01% $25,000 initial rvw: 04/07/08
Tyndall Federal Credit Union 4.00% $50,000 updated rvw: 06/12/08
Bancorp South 4.00% $30,000 updated rvw: 05/13/08
Premier Bank 3.51% $50,000 updated rvw: 04/05/08
First Commercial Bank of Florida 3.50% $250,000 updated rvw: 03/27/08
Georgia
TriStone Community Bank 6.05% $25,000 updated rvw: 05/13/08
United National Bank* 5.51% $25,000 initial rvw: 06/02/08
Rossville Bank 5.25% $25,000 initial rvw: 04/17/08
Addison Avenue FCU* 5.25% $25,000 initial rvw: 07/10/08
Atlantic Coast Bank 5.08% $25,000 initial rvw: 07/09/08
Bank of Upson 5.05% $25,000 updated rvw: 03/31/08
First Chatham Bank 5.00% $50,000 updated rvw: 04/16/08
First Federal 4.26% $25,000 updated rvw: 04/02/08
Integrity Bank 4.09% $25,000 initial rvw: 06/19/08
Cornerstone Bank 3.50% $50,000 initial rvw: 05/30/08
Hawaii
Aloha Pacific Federal Credit Union 5.00% $50,000 initial rvw: 03/04/08
Hawaii USA FCU 4.25% $25,000 initial rvw: 06/29/08
Central Pacific Bank 4.00% $25,000 initial rvw: 04/15/08
Idaho
Addison Avenue FCU* 5.25% $25,000 initial rvw: 07/10/08
Numerica Credit Union 5.01% $25,000 initial rvw: 06/01/08
First Federal Savings Bank 5.01% $25,000 initial rvw: 07/06/08
Bank of Idaho 4.01% $25,000 updated rvw: 04/22/08
Illinois
MidWest America Federal Credit Union* 7.01% $25,000 updated rvw: 07/15/08
Peoples State Bank 6.10% $20,000 initial rvw: 07/12/07
Crossroads Bank 6.10% $30,000 initial rvw: 03/27/08
First Robinson Savings Bank N.A. 6.01% $25,000 initial rvw: 03/07/08
Southeast National Bank 6.01% $25,000 initial rvw: 03/20/08
Riverside Community Bank 6.01% $20,000 initial rvw: 04/11/08
First Clover Leaf Bank 6.01% $25,000 initial rvw: 05/13/08
Lee County Bank & Trust, N.A. 6.01% $25,000 updated rvw: 07/18/08
Bank of Illinois 5.50% $25,000 initial rvw: 05/30/07
Heartland Credit Union 5.50% $25,000 initial rvw: 01/16/08
Consumers Credit Union* 5.09% $25,000 updated rvw: 02/02/08
State Bank of Countryside 5.08% $25,000 initial rvw: 04/13/08
Scott Credit Union 5.05% $25,000 updated rvw: 05/19/08
Blackhawk Bank 5.01% $25,000 initial rvw: 10/10/06
Valley Community Bank 5.01% $25,000 updated rvw: 01/29/08
Liberty Bank* 5.01% $25,000 updated rvw: 06/10/08
First Community Credit Union 5.01% $25,000 initial rvw: 05/02/08
Indiana
MidWest America Federal Credit Union* 7.01% $25,000 updated rvw: 07/15/08
Lake City Bank 6.01% $25,000 initial rvw: 01/12/08
Three Rivers Federal Credit Union 6.01% $25,000 initial rvw: 01/27/08
Farmers & Merchants State Bank 5.25% $25,000 initial rvw: 04/17/08
Sutton Bank 4.51% $25,000 updated rvw: 03/31/08
Financial Center FCU 4.51% $25,000 initial rvw: 06/16/08
Iowa
MidWestOne Bank 6.01% $25,000 initial rvw: 01/29/08
Southeast National Bank 6.01% $25,000 initial rvw: 03/20/08
Gateway State Bank 6.01% $25,000 initial rvw: 05/04/08
Dubuque Bank & Trust 6.01% $20,000 initial rvw: 05/23/08
Lee County Bank & Trust, N.A. 6.01% $25,000 updated rvw: 07/18/08
University of Iowa Community Credit Union 5.50% $50,000 updated rvw: 05/06/08
Heartland Credit Union 5.50% $25,000 initial rvw: 01/16/08
Eastwood Bank 5.01% $25,000 updated rvw: 06/19/08
First Iowa State Bank 5.01% $25,000 initial rvw: 07/10/08
Linn Area Credit Union 5.00% $25,000 initial rvw: 05/15/08
West Bank* 5.00% $50,000 initial rvw: 07/03/08
State Bank of Toledo* 4.01% $70,000 updated rvw: 03/21/08
Kansas
Golden Plains Credit Union* 6.01% $25,000 updated rvw: 04/04/08
Kansas State Bank 6.01% $25,000 initial rvw: 04/11/08
Union State Bank 6.01% $25,000 initial rvw: 05/06/08
Bank of Blue Valley* 5.51% $25,000 updated rvw: 06/02/08
Liberty Bank 5.00% $10,000 updated rvw: 07/18/08
Emprise Bank 4.75% $25,000 updated rvw: 04/05/08
Vision Bank 4.15% $100,000 updated rvw: 03/27/08
First National Bank 4.00% $25,000 updated rvw: 02/09/08
Kentucky
MidWest America Federal Credit Union* 7.01% $25,000 updated rvw: 07/15/08
Sutton Bank 4.51% $25,000 updated rvw: 03/31/08
Louisiana
Coastal Commerce Bank 6.01% $35,000 initial rvw: 04/13/08
Ouachita Independent Bank 5.01% $25,000 updated rvw: 06/11/08
Union Bank 5.01% $25,000 initial rvw: 03/13/08
St. Martin Bank & Trust Company 5.01% $25,000 initial rvw: 06/30/08
Jeff Davis Bank 4.33% $25,000 updated rvw: 07/14/08
Bancorp South 4.00% $30,000 updated rvw: 05/13/08
Maine
Butler Bank 4.50% $50,000 updated rvw: 04/01/08
Maryland
NBRS Financial Bank 5.26% $25,000 initial rvw: 04/10/08
Massachusetts
The Community Bank 6.01% $25,000 initial rvw: 05/08/08
M/A-COM Federal Credit Union 6.00% $10,000 updated rvw: 04/27/08
Marlborough Co-Operative Bank 5.51% $25,000 initial rvw: 04/01/08
Addison Avenue FCU* 5.25% $25,000 initial rvw: 07/10/08
Monadnock Community Bank 5.12% $50,000 updated rvw: 03/31/08
BankNewport 5.05% $50,000 updated rvw: 07/04/08
Dedham Savings 5.01% $50,000 updated rvw: 05/26/08
Clinton Savings Bank 4.51% $50,000 updated rvw: 06/25/08
Rollstone Bank and Trust 4.51% $100,000 updated rvw: 06/18/08
Workers Credit Union 4.51% $25,000 updated rvw: 05/19/08
Haverhill Bank 4.50% $50,000 updated rvw: 03/31/08
Butler Bank 4.50% $50,000 updated rvw: 04/01/08
North Middlesex Savings Bank 4.08% $50,000 updated rvw: 06/25/08
Danvers Bank 4.01% $25,000 updated rvw: 03/31/08
Southbridge Savings Bank 4.00% $50,000 updated rvw: 04/15/08
Institution for Savings 4.00% $50,000 updated rvw: 06/23/08
Michigan
United FCU 6.01% $25,000 initial rvw: 05/04/08
Monroe Bank & Trust 5.01% $25,000 updated rvw: 03/21/08
Lake Michigan Credit Union* 5.00% $15,000 updated rvw: 06/12/08
United Financial Credit Union 5.00% $25,000 updated rvw: 03/31/08
NuUnion Credit Union 4.59% $25,000 updated rvw: 02/29/08
Sutton Bank 4.51% $25,000 updated rvw: 03/31/08
Minnesota
First National Bank of Henning 6.01% $25,000 initial rvw: 11/27/07
Citizens Bank Minnesota 6.01% $25,000 updated rvw: 04/22/08
Altra Federal Credit Union 5.05% $25,000 updated rvw: 03/31/08
Eastwood Bank 5.01% $25,000 updated rvw: 06/19/08
Mississippi
Central Sunbelt FCU 6.01% $25,000 initial rvw: 06/23/08
M&F Bank 4.50% $25,000 updated rvw: 06/04/08
Citizens Bank 4.41% $25,000 updated rvw: 03/27/08
Renasant Bank 4.26% $25,000 initial rvw: 06/22/08
Bancorp South 4.00% $30,000 updated rvw: 05/13/08
Missouri
Focus Bank 6.01% $25,000 initial rvw: 12/10/07
Lee County Bank & Trust, N.A. 6.01% $25,000 updated rvw: 07/18/08
RCSBank 5.37% $25,000 updated rvw: 03/31/08
First Community Credit Union 5.01% $25,000 initial rvw: 05/02/08
Community Bank of Raymore* 5.01% $25,000 initial rvw: 06/10/08
Community Bank of Pleasant Hill* 5.01% $25,000 initial rvw: 06/12/08
Wood and Huston Bank 5.00% $25,000 initial rvw: 03/05/08
Liberty Bank 5.00% $10,000 updated rvw: 07/18/08
Heritage State Bank 4.41% $25,000 updated rvw: 05/24/08
Montgomery Bank 4.01% $25,000 initial rvw: 04/07/08
Concordia Bank 4.01% $25,000 updated rvw: 04/14/08
Bancorp South 4.00% $30,000 updated rvw: 05/13/08
Champion Bank 2.51% $25,000 updated rvw: 05/31/08
Montana
Rocky Mountain Bank 6.01% $20,000 initial rvw: 04/10/08
Nevada
Greater Nevada Credit Union 5.00% $50,000 initial rvw: 04/14/08
Community Bank of Nevada 4.50% $100,000 updated rvw: 07/15/08
Clearstar Financial Credit Union 4.35% $50,000 updated rvw: 04/02/08
New Hampshire
Monadnock Community Bank 5.12% $50,000 updated rvw: 03/31/08
Passumpsic Savings Bank 4.55% $25,000 initial rvw: 06/01/08
Workers Credit Union 4.51% $25,000 updated rvw: 05/19/08
New Jersey
Heritage Community Bank 5.01% $25,000 updated rvw: 02/11/08
The Provident Bank 5.01% $25,000 initial rvw: 05/02/08
Pinnacle FCU 5.01% $30,000 initial rvw: 06/30/08
New Mexico
State Employees Credit Union 6.02% $35,000 initial rvw: 02/28/08
Charter Bank* 6.01% $25,000 updated rvw: 11/13/07
New Mexico Bank & Trust 6.01% $20,000 initial rvw: 05/21/08
New York
Northern Federal Credit Union 5.01% $25,000 updated rvw: 03/27/08
Tioga State Bank 4.75% $25,000 initial rvw: 03/27/08
North Carolina
TriStone Community Bank 6.05% $25,000 updated rvw: 05/13/08
United FCU 6.01% $25,000 initial rvw: 05/04/08
Southern Community Bank & Trust* 6.00% $25,000 updated rvw: 02/13/08
Allegacy Federal Credit Union 5.75% $25,000 updated rvw: 07/02/08
Capital Bank* 5.01% $25,000 updated rvw: 05/13/08
CommunityOne Bank 5.01% $25,000 initial rvw: 02/01/08
Coastal Federal Credit Union* 5.01% $50,000 updated rvw: 06/27/08
Asheville Savings Bank 5.00% $25,000 updated rvw: 04/09/08
Bank of the Carolinas 4.50% $25,000 initial rvw: 07/15/08
First Federal 4.26% $25,000 updated rvw: 04/02/08
North Dakota
United FCU 6.01% $25,000 initial rvw: 05/04/08
Ohio
Three Rivers Federal Credit Union 6.01% $25,000 initial rvw: 01/27/08
United FCU 6.01% $25,000 initial rvw: 05/04/08
Farmers & Merchants State Bank 5.25% $25,000 initial rvw: 04/17/08
Sutton Bank 4.51% $25,000 updated rvw: 03/31/08
Oklahoma
All America Bank 5.25% $25,000 initial rvw: 03/31/08
Communications FCU 5.25% $50,000 initial rvw: 05/11/08
FAA Credit Union 5.17% $30,000 initial rvw: 03/31/08
RCB Bank 5.10% $25,000 initial rvw: 05/06/08
Legacy Bank 5.00% $50,000 updated rvw: 04/30/08
Liberty Bank 5.00% $10,000 updated rvw: 07/18/08
First National Bank 4.25% $25,000 initial rvw: 05/27/08
F&M Bank 4.01% $25,000 initial rvw: 05/06/08
Oregon
Addison Avenue FCU* 5.25% $25,000 initial rvw: 07/10/08
Advantis Credit Union 5.20% $30,000 updated rvw: 07/04/08
Rivermark Community Credit Union 5.10% $25,000 updated rvw: 02/20/08
Central Willamette Community CU 4.67% $25,000 updated rvw: 06/30/08
Oregon Community Credit Union 4.05% $100,000 updated rvw: 07/12/08
Pacific Crest FCU 4.00% $25,000 initial rvw: 04/15/08
Pennsylvania
NBRS Financial Bank 5.26% $25,000 initial rvw: 04/10/08
Malvern Federal Savings Bank 5.01% $35,000 initial rvw: 04/27/08
Allegiance Bank 5.00% $50,000 initial rvw: 04/24/08
Erie General Electric FCU 5.00% $25,000 initial rvw: 05/12/08
DNB First Bank 4.25% $35,000 initial rvw: 04/18/08
Rhode Island
The Community Bank 6.01% $25,000 initial rvw: 05/08/08
NewportFed 5.51% $50,000 updated rvw: 06/04/08
BankNewport 5.05% $50,000 updated rvw: 07/04/08
People's Credit Union 4.55% $100,000 updated rvw: 05/05/08
South Carolina
TriStone Community Bank 6.05% $25,000 updated rvw: 05/13/08
Bank of Anderson 5.55% $25,000 initial rvw: 06/24/08
Greer State Bank 5.00% $25,000 initial rvw: 04/16/08
First Federal 4.26% $25,000 updated rvw: 04/02/08
Tennessee
TriStone Community Bank 6.05% $25,000 updated rvw: 05/13/08
Bank of Putnam County 5.26% $50,000 updated rvw: 04/15/08
Bank of Ripley 5.26% $25,000 initial rvw: 04/06/08
Memphis Area Teacher's CU 5.12% $25,000 initial rvw: 06/11/08
Altra Federal Credit Union 5.05% $25,000 updated rvw: 03/31/08
Peoples Bank 5.01% $50,000 updated rvw: 04/15/08
Reliant Bank 5.01% $50,000 updated rvw: 03/31/08
M&F Bank 4.50% $25,000 updated rvw: 06/04/08
Citizens Bank 4.41% $25,000 updated rvw: 03/27/08
Renasant Bank 4.26% $25,000 initial rvw: 06/22/08
FirstBank 4.07% $25,000 updated rvw: 03/31/08
Wilson Bank and Trust 4.00% $50,000 updated rvw: 06/23/08
Bancorp South 4.00% $30,000 updated rvw: 05/13/08
Texas
United Heritage Credit Union 6.01% $25,000 initial rvw: 06/02/07
Community Resource Credit Union 6.01% $25,000 initial rvw: 01/04/08
MCT Credit Union 6.01% $25,000 initial rvw: 03/18/08
Orange Savings Bank 6.01% $25,000 initial rvw: 04/14/08
Rio Bank 5.51% $25,000 initial rvw: 06/25/08
Beacon FCU 5.50% $40,000 initial rvw: 07/14/08
Texas Citizens Bank 5.26%